Posted in Car Accidents on May 6, 2020
Nobody wants to get into a car accident, but if you have Allstate insurance, you should be able to count on recovering compensation for your claim. Unfortunately, securing coverage from Allstate in the aftermath Georgia car accident is not always easy. Understanding how to file a car accident claim with Allstate in Georgia is key to securing full compensation for your claim.
Allstate is an incredibly large insurance carrier, and it is important to realize that this company is looking out for their bottom line. That is, they are a “for-profit” company that will do what they can to lower the amount of money they pay you in a settlement. However, there are steps you can take to maximize your Georgia Allstate car accident claim.
You want to report the accident to Allstate as soon as possible. During this initial report, you do not have to go into detail about the incident. Allstate simply needs to know that an accident occurred, who else was involved, and the insurance information of others involved. You can make this initial report through Allstate’s mobile app, on their website, or on the phone 24/7.
It is never too early to gather your own information to use for your case. If it is safe for you to do so at the car accident scene, take photographs of everything. This includes damages to your vehicle and other vehicles, injuries, debris around the scene, causes of the crash, and more. All of these photographs will be used to preserve evidence for your claim.
You need to keep track of all medical expenses you incur due to the Georgia car accident. Allstate will need evidence of these medical expenses as well as copies of any other out-of-pocket expense receipts that are part of your claim. The more documentation you have, the better off you will be when negotiating for a fair settlement.
After a Georgia car accident, Allstate is going to conduct its own investigation. You will be contacted by a claims adjuster soon after the incident occurs. Insurance claims adjusters are going to be incredibly friendly, but please realize they are trained negotiators who work for Allstate. Their goal is to lower the amount of money they pay you in a settlement. They will record every conversation they have with you and use various tactics to get you to admit fault or to admit that your injuries are not as bad as you claim. You need to stick with the same story anytime you speak to an insurance claims adjuster.
You will likely receive a settlement offer from Allstate soon after your accident occurs. It can be tempting to take this settlement offer, particularly if you have outstanding medical bills or need to get your vehicle repaired. However, please understand that the initial settlement offer from Allstate will likely be far below what you should actually be receiving. Allstate is notorious for lowballing initial settlement offers.
You may very well need to speak to an Atlanta car accident attorney about your claim if you have insurance through Allstate. A qualified attorney will have extensive experience dealing with Allstate claims adjusters. Your attorney can investigate your case properly and calculate your total expenses. Allstate does not want you to have an attorney, which is all the more reason you should consider speaking to one in order to receive maximum compensation for your claim.
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