Posted in Car Accidents on May 18, 2020
Getting into a car accident is not something anybody wants to experience. However, when an accident does occur, anyone dealing with Nationwide insurance should be able to count on receiving the coverage they deserve. Unfortunately, that is not always what happens. If you get into a car accident, you need to know how to file a claim with Nationwide in Georgia.
Nationwide is a massive insurance carrier, and you need to always keep in mind that they are a “for-profit” company. This can lead to difficulties when trying to secure the compensation you need after a claim. However, if you keep the following steps in mind when working to secure compensation from Nationwide after a Georgia car accident, you will have a better chance of securing maximum compensation.
Opening a claim with Nationwide is not difficult, and you can do so through their mobile app, on their website, or on the phone. For the initial claim, you do not need to go into detail about the accident or your injuries. You simply need to provide your information and the information of the other drivers involved (names, driver’s license numbers, insurance information, etc.).
You can be sure that Nationwide will send a claims adjuster to investigate your case. They may inspect your vehicle’s damage, and they will certainly call you and ask for your version of what happened. Please know that claims adjusters work for the insurance carrier, and their goal is to pay as little as possible for your claim. They will record your statements and use various tactics to get you to change your story. For example, they may ask you how your day went or if you have done anything active lately. If you tell them about your trip water skiing, that will not look good for your injury claim. Stick to the facts with the adjusters and do not deviate from your story.
You can help maximize your claim by keeping proper documentation of the incident. This means taking photographs at the scene of the crash (if it is safe to do so). Take photos of the damage to your vehicle and other vehicles. You should also photograph your injuries. Keep copies of all medical bills and receipts for any other out-of-pocket expenses you incur due to the crash. All of this can be used to help bolster your claim and maximize the final settlement.
The number one thing you need to be on the lookout for after speaking to the insurance claims adjuster is a lowball settlement offer. Nationwide, and other insurance carriers, will entice you with a quick settlement offer, hoping you will not realize you should be receiving much more. This is your time to counter with an amount that matches the true costs of your claim.
You should be able to recover for compensation in the event you are involved in a car accident and dealing with Nationwide Insurance. However, you may need help from an attorney who has the resources to fully investigate your case and properly calculate your total expenses. An attorney will handle all negotiations with Nationwide claims adjusters and will not settle until you receive maximum compensation for your claim.
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